Intercuenta Enlace

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Intercuenta Enlace Intercam

Intercuenta Enlace is a peso-denominated checking account with full coverage in Mexico.

With Intercuenta Enlace you can earn 10%¹ of CETES (Federal Treasury Certificates) at 28 days (weighted average of primary rates during the month) on the balance you have in your account at the end of the month.

No need to go to the bank–you can do your Online Banking, Mobile Banking or Telephone Banking and earn excellent returns by investing in +Pagaré Intercam and Precisa Investment (CEDE).

  • No account opening or management fees
  • Immediate availability of your money
  • With a network of more than 2,900 ATMs nationwide
  • Card Control from your Mobile Banking App*** where you´ll be able to lock and unlock your Debit Card, set operation limits by amount and type of transaction (be it at  ATMs, shopping at stores, by phone, online and international operations) and generate your dynamic CVV for secure purchases online or by phone.
  • Guaranteed by the Mexican Institute for the Protection of Savings (IPAB) for up to 400,000 Investment Units (UDIs).

*Floating Rate. Rates may change at the time you open the account without prior notice.

**These services must be requested and signed for by the Client. Review terms, conditions, fees and account opening requirements at: intercam.com.mx

***Prior hiring of Online Banking required

Means of access

  • Mobile Banking, Online Banking and Telephone Banking¹
  • Branch
  • Checkbook
  • Debit card with Chip plus PIN and Contactless² technology for purchases and cash withdrawals at supermarkets³ and ATMs⁴

¹These services must be requested and signed for by the Client. Review terms, conditions, fees and account opening requirements at: intercam.com.mx

²Contactless shopping applicable with transactions of up to $1,000 MXN Pesos.

³Up to $5,000 MXN Pesos. Check details on the amounts that apply to each individual commerce at: https://www.intercam.com.mx/customers/enlace-debit-card-2/cashback-in-supermarkets/?lang=en

⁴Up to $10,000 MXN Pesos depending on the ATM’s features

Requirements for Mexicans

  • An official valid ID
  • A proof of address, no more than three months old
  • RFC (Mexican Tax ID)
  • CURP (Population Registry Code)

Requirements for Foreigners

  • Mexican migratory form (FM)
  • Valid and unexpired country of origin passport
  • Document no more than three months old with which you can prove your place of residence in Mexico
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Intercuenta Enlace Intercam 10% CETES (Federal Treasury Certificates) at 28 days (weighted average of primary rates during the month) Floating Rate

Intercuenta Enlace Intercam 10% CETES (Federal Treasury Certificates) at 28 days (weighted average of primary rates during the month) Floating Rate, 1.02%, gross floating interest rate before taxes, NOMINAL TAR  1.03% AND REAL TAR -2.67% before taxes. Calculated as of November 14, 2024. E­ffective through May 1st, 2025. Minimum average balance for payment of interest $1.00 MXN (one Mexican Peso), for informational and comparative purposes only. Real TAR is the return you would obtain after subtracting estimated inflation. For more information about the eff­ective dates of the o­ffer, requirements and information about account opening or product characteristics, visit: https://www.intercam.com.mx

Don’t wait any longer and get to know the most personalized way to do banking.

 

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